Our planned portfolios, consists of six ready-made portfolios that are meant for the various risks tolerance of each client. By reading the description below, you can determine the right one for you.
Our award-winning research team has carefully selected the various portfolios. To learn more about the analysis we have used for crafting these portfolios, please talk to one of of team.
NO INVESTMENT RISK -
You shall take full responsibility for all porfolio decisions, even if it puts your capital at risk. During a period of inflation, the purchasing power of most investment capital might be eroded. For this reason, your money will be held in cash and build up as savings.
EXTREMELY LOW RISK -
You shall be prepared to accept a little amount of loss to your capital portfolio which will consist of interest-bearing assets that have little prospects for either short-term or long-term growth. You also accept that during inflation, this might erode the purchasing power of your interest capital. Thus, you may have to invest only in cash and national savings alongside some fixed securities which could be in the form of government securities or collective investment schemes also known as equities.
VERY LOW INVESTMENT RISK PORTFOLIO
If you are risk-averse, you might not be comfortable with a certain type of investment in your portfolio. Thus, you prefer to preserve your capital and maintain its real value especially during inflation. In your portfolio, there will be some equities and fixed income investment. But some of them will have a deal of market exposure.
LOW INVESTMENT RISK PORTFOLIO
You do not like to have much of your portfolio in high risks investments such as equities. You prefer to preserve your capital and maintain the real value especially during periods of inflation. In your portfolio, there shall be a mixture of fixed income investments and equities.
LOW TO MODERATE INVESTMENT RISK PORTFOLIO
A significant proportion of your portfolio will be held in higher risk investments. You are prepared to accept a greater short-term potential for losses from your entire portfolio for you to gain a higher return in the long term. Your portfolio is likely going to be made more of equities than fixed income investments. And the market volatility will be on a low to moderate level.
MODERATE INVESTMENT RISK PORTFOLIO
You want more of your investments to be in the form of equity's so you can achieve higher returns even if there will be higher risks and pressure on your capital. The weighting of your portfolio will thus, be geared from fixed income deposits to equities. And it will have moderate market volatility.
MODERATE TO HIGH INVESTMENT RISK PORTFOLIO
You don’t mind having the opportunity to grab large-scale returns. But this means that a large proportion of your capital will be taking risks while accepting the possibilities of larger short-term losses so you can achieve your long-term investment goals. In your portfolio, there will be alot of equity but very few fixed income investments. The volatility of your portfolio will be a moderate to high risks.
HIGH INVESTMENT RISK PORTFOLIO
You love the idea of high return, and you are ready to accept the fact that there might be a loss of capital in order to attain greater returns. Your portfolio will be geared towards equity dominance alongside high market volatility.
VERY HIGH INVESTMENT RISK -
You are prepared to speculate investments and invest in higher risk so that you could achieve higher possible returns. You are also prepared to risk capital in the period of inflation. This usually includes some high-risk investments such as enterprise investment, venture capital trusts, business property relief, and other specialty oppurtunities.
EXTREMELY HIGH INVESTMENT RISK -
You love the idea of a whole speculative investment with no limits. And you are aware that your capital exposure is high. Most times, this can take the form of contingent liability and derivatives. It involves gearing and high risk investments. This is for the investor that is insensitive to risks, and wants to maximise their profits.